加拿大留学用哪种信用卡多
1. Visa, Master, and American Express are the main credit card options in Canada. Most major banks in Canada use Visa cards as their primary option, while BMO is the only bank that uses Mastercard as its main card.
2. Visa and Mastercard are widely accepted by most merchants, but there are some exceptions like NoFrills, which only accepts Visa cards.
3. American Express (Amex) is another popular credit card option in Canada. It offers a no-annual-fee card with a cashback rate of 1.25% and a welcome bonus of $200. Although there may be some initial concerns about acceptance, Amex is widely accepted at malls, supermarkets, and online retailers, making it a suitable option for students.
4. Canadian students can also choose to apply for credit cards from local banks, including RBC, TD, BMO, Scotiabank, and CIBC. These banks offer a variety of credit card options that cater to different financial needs.
5. For students who prefer cashback rewards, BMO's CashBack Mastercard is a suitable choice. This card offers cashback on purchases and is especially beneficial for students who are not frequent travelers.
6. Other local banks in Canada, such as TD Bank, CIBC, RBC, Scotiabank, as well as China Bank, HSBC, and online bank ING, also provide credit card options for international students.
7. Credit cards are essential for international students studying in countries like Canada, the United States, and the United Kingdom. They facilitate the payment of application fees, tuition fees, and other expenses while also providing efficient funds management and expenditure records.
8. Some recommended credit cards for international students in Canada include the Royal Bank of Canada (RBC) credit card, which offers various financial services and benefits, and the BMO SPC CashBack Mastercard, which provides cashback rewards and discounts for student purchases.
9. Another option is the TD Cash Back Visa, which offers cashback rewards and insurance coverage for students.
10. The CIBC Aventura Visa Card is suitable for students who enjoy traveling as it offers travel rewards, insurance coverage, and airport lounge access.
11. The Scotiabank Scene Visa Card is ideal for students who enjoy going to the movies, as it offers rewards and discounts on movie tickets.
12. The Desjardins Student Cash Back Visa is a suitable option for Quebec students, as it offers cashback rewards and no annual fees.
13. The National Bank Total Student Mastercard is a convenient option for students who frequently travel, as it offers travel insurance and discounts on car rentals.
In conclusion, there are various credit card options available for students studying in Canada. It is essential for students to consider their financial needs, spending habits, and the benefits offered by different credit cards before making a decision.